Jewish Culture Essay

The main Jewish custom, Brit Milah otherwise called circumcision, takes places at the introduction of a kid child. It is completed on the eighth day after the infant has been conceived; it is performed by a Mohel, where the baby’s prepuce of the penis is expelled. The second Jewish custom is known as The Naming Ceremony, which happens on the main Sabbath that quickly follows the introduction of an infant young lady. This occasion happens within a gathering place. On this day either guardians or simply the dad is required a gift and a perusing to the torah. The third Jewish custom is the Bat/Bar Mitzvah, this function checks and honors the passage of a youthful Jew into the Jewish grown-up network. This service has been practically speaking throughout the previous 450 years. The individual worried in the Mitzvah is required to peruse the Haftorah which is the bit of the Torah for the week and afterward give an academic remark or discourse. Bat Mitzvah is the name of the service for young ladies, and Bar Mitzvah is the name of the function for young men. Perfect blessing would incorporate; Mezuzah cases, Charity boxes, or potentially Kiddush cups. The fourth Jewish custom is known as a Simcha, which is otherwise called Marriage, and it is performed under a covering. The fifth Jewish traditions is known as The Mikovaot this function is a purifying shower that is a custom and is one of the longest standing practices in Jewish traditions. This function is performed to bless relationships. Conventional Jewish ladies are required to plunge themselves in this wash very month after their feminine cycle before they continue relations of marriage with their spouses. Language: there are different Jewish dialects and vernaculars that created in the Jewish people group the world over. Hebrew was the every day discourse of the Jewish individuals for a considerable length of time, yet by the fifth century the firmly related Aramaic joined Hebrew as the communicated in language in Judea. By the third century Jews of diaspora were communicating in Greek and soon a short time later Hebrew was not, at this point utilized as a first language. For quite a long time Jews overall talked the neighborhood or predominant dialects of the district relocated to, where they would create unmistakable regional structures or fanning out as autonomous dialects. Among the most broadly communicated in Jewish dialects to create in the diaspora are; Yiddish and Ladino. Yiddish is the Judeo-German language created by Ashkenazi Jews who relocated to focal Europe. Ladino is likewise called Judezmo and Muestra Spanyol is the Judeo-Spanish language created by Sephardic Jews who lived in the Iberian Peninsula. Religion: the Jewish religion is the monotheistic dependent on the confidence in a solitary all amazing God. The Jewish convention depends on the Ten Commandments as spelt out in the Old Testament. The Hebrew book of scriptures had given the establishments to Christianity. Jesus, Mary and the Apostles were all Jews and the starting point of numerous Christian celebrations, hymns and convictions lay in Judaism. The Jews wouldn't change over to the new confidence of Christianity which is known as the New Testament, so they tenaciously kept up their different strict convictions and their particular traditions and laws. The Jews additionally have a Shabbat which happens on the seventh day of the Jewish week and is the Jewish day for rest. Jew review the scriptural creation account in Genesis in which God makes the Heaven and Earth in six days and lays on the seventh day. Migration slants: the Jews of Eastern Europe started to emigrate in enormous numbers from their countries, starting in the 1880’s. Somewhere in the range of 1881 and 1914 around 2,370,000 Jews fled from destitution and persecution, particularly from Trarist Russia infamous for its fierce enemy of Jewish hordes and massacres. An extraordinary number of these Jews arrived at the United States and a little minority would set up the main present day Jewish settlements in Palestine. By 1924 the United States had put severe cutoff points on migration and the quantity of Jews conceded was definitely diminished. Different nations before long took action accordingly and Jews craving to emigrate or escape from the Nazis ended up confronted with fixed visitors all through a large portion of the world in the 1930’s. Nourishments: the Jews have a lot of laws about the food they can and can't eat, these laws are called Kashrut, and a food that isn't as per the Jewish law is called Treif. In the Kashrut law, there are forbiddances to devour species, (for example, pork and most creepy crawlies), the blends of meat and milk, and the precept to butcher well evolved creatures and flying creatures as indicated by a procedure known as Shechita. The greater part of the essential laws of Kashrut are from the Torah’s books of Leviticus and Deuteronomy. The Torah doesn't express the explanation behind the greater part of the Kashurt laws, yet for each law that the Kashurt has every one is scripturally written in the good book. A portion of the Jewish most loved nourishments incorporate the accompanying; Babka which is a chocolate †filled challah (egg) bread. Bagel is another most loved Jewish food that is bubbled and heated yeast bread. Bialy which like bagel, loaded up with onions and different fixings there is additionally Brisket it is a raised meat from the chest zone of a dairy animals. Challah is another most loved food it is interlaced egg bread, Charoset is an apple and nut dish by and large served at Passover. Cholent/Chamin are a moderate cooked stew meat, potatoes, beans and grain. Another most loved dish is Chopped liver, Chrain and salted horseradish. Farfel is little pellet-formed egg pasta, utilized in dishes like kugel. Goulash is a meat stew matzaball soup, and to wrap things up the Jews love to drink Chicken soup on Friday and Saturday evenings. Network occasions: the Jews have their Synagogues where they have their Jewish festivals. The Jewish people group likewise observes Passover, when the Jews observe Passover they are not permitted to utilize any power, and they light candles. The Hanukah is the celebration of lights; they likewise commend the Rosh Hashanah which is the Jewish New Year.

School Leadership Contributes To Student Achievement Education Essay

Jessica Dirr: The Most Outstanding Law Student Essay

Various individuals have various reasons for living. Some sparkle over their friends, while others simply attempt to mix in and blend in with others. The various difficulties that this college give its understudies give various chances to exceed expectations in their picked fields. This scholastic foundation, sharpens the abilities and the information that understudies have helping them sparkle and be perceived.  â â â â â â â â â â Every year, our association assigns the alumni who has exemplified high scholarly accomplishment, and the best effect in driving the association. During the current year, our association has selected Ms. Jessica Dirr as the most extraordinary Law understudy. She was hand-picked for this honor in view of the phenomenal contributionsâ and the excellent presentation that she made both in her co-curricular and extra-curricular exercises.  â â â â â â â â â â Jessica is an exceptionally decided and persevering understudy. Her pledge to the school is bewildering. She finished the greater part of the program on her first year, while taking a shot at low maintenance premise. Jessica was even chosen as the alumni reasearch right hand of Mr. Jimmi Manning, the general task chief of Critical Ethnography. This is one of those novel courses that requires a screening procedure before being permitted to select.  â â â â â â â â â â Even as an understudy, she despite everything figured out how to be effectively engaged with proficient associations. She is the Social Chair of the Graduate Student Organization, while as yet being a functioning part and graduated class of the Theta Phi Alpha.  â â â â â â â â â â Even if Law occupied the greater part of her time, Jessica still figured out how to exhibit an elevated level of contribution on the various associations, both nearby and in the network. Being the Social Chair of the Graduate Student Organization, she arranged and executed get-togethers for a program which supported in the advancement of cozy connections among the individuals in question. Since she was a functioning individual from the Theta Phi Alpha, she helped and helped in the enlistment of the individuals for her section.  â â â â â â â â â â Jessica’s association in various pledge drives gave brilliant initiative to her sisters. She is all around regarded, and is regularly the individual her sisters race to for help and help in regards to the issues of the section and of their own lives. As of late, she collaborated with another alumni in arranging an enormous scope gathering pledges occasion, called Dancing with the Scholars. This occasion has been creating huge amounts of conversations among NKU understudies. It was anticipated that this occasion will be kept an eye out by the understudies, and will be one of the best occasions of the year.  â â â â â â â â â â Jessica Dirr likewise spoke to our school in various territorial and national meetings. She and her schoolmates reacted to a point through a discussion with respect to research, practice, and instructional method. Their point was â€Å"Graduate Call to Action: Re-Invigorating Communication through discussion with respect to research, practice and pedagogy.† They addressed the theme as familiar and as certain as possible. In May, she will speak to our school again as she joins in and presents at the CSCA Conference. Her introduction will be about interdisciplinarity.  â â â â â â â â â â With everything that has been referenced, we accept that Jessica Dirr is the ideal beneficiary of this year’s Most Outstanding Law Student Award. Her achievements, both as an individual and as an understudy of this college, are a lot of great and ought to be perceived. The various commitments that she has made have cleared route for the advancement of this college and of its understudies. She is a phenomenal person who understudies can gaze upward to, and a regarded individual who understudies appreciate with poise.

Bis Case Study

com) was taking another break at supplanting its heritage business frameworks. The Oakland, New Jerseyâ€based wholesaler of toys and blessings ? nalized plans to turn out J. D. Edwards Co. ’s OneWorld Xe set-up of big business asset arranging (ERP), client relationship the executives, and ? nancial applications. The multimillion-dollar venture was booked to be done in stages throughout the following year and a half. Russ Berrie CIO Michael Saunders said that the organization, which had deals of $225 million during the ? rst nine months of 2001, trusted the OneWorld System would assist it with coming to $1 billion in yearly income in the coming years. Inside the following a year, he stated, Russ Berrie wanted to start introducing the applications each office in turn, beginning with an independent execution in buying. â€Å"We’re not going large bang,† Saunders said. â€Å"We’re moderating usage chances by adopting a staged in strategy. The organization had motivation to be careful. Three years prior, a Y2K-related relocation from its homegrown appropriation, ? nancial, and client assistance frameworks to bundled ERP applications experienced significant framework disappointments. Saunders said the issues were serious enough for Russ Berrie to take a significant number of the new applications disconnected and come back to their old frameworks. Saunders wouldn’t distingu ish the product sellers that were associated with the bombed execution, however sources said that SAP AG’s applications were a piece of the 1999 undertaking. A representative at SAP con? rmed that Russ Berrie was one of its clients, yet he declined to offer further subtleties in light of pending suit between the two organizations. Joshua Greenbaum of Enterprise Applications Consulting said it gave the idea that Russ Berrie â€Å"bit off beyond what they could chew† on the 1999 undertaking. Companywide rollouts are particularly dangerous for average size organizations like Russ Berrie, Greenbaum said. T he uplifting news is that Agilent Technologies Inc. (www. agilent. com) says its endeavor asset arranging applications are steady. The terrible news would they say they is arrived in such a state simply after a rough ERP relocation venture that cost the organization $105 million in income and $70 million in genius? ts. In mid-August 2002, the worldwide correspondences and life sciences organization, in the past a piece of HewlettPackard Co. , said issues with the ERP segments in Oracle’s e-Business Suite 11e programming solidified creation for what could be compared to seven days, prompting the monstrous misfortunes. The Oracle framework handles about portion of the company’s overall creation of test, estimation, and observing items and practically the entirety of its ? ancial tasks, just as capacities, for example, request dealing with and delivering. Agilent was moving upwards of 2,200 heritage applications that it acquired from HP to Oracle. As a component of the switchover, around 6,000 requests in the inside created heritage frameworks must be changed over to an Oracle-accommodating arrangemen t, an Agilent representative said from organization central station in Palo Alto, California. She said the con? guration process had issues requiring rectification. In an announcement a week ago, Agilent President and CEO Ned Barnholt said the interruptions to the business in the wake of executing the ERP framework were â€Å"more broad than we anticipated. † An Agilent representative said the issue wasn’t the nature of the Oracle application, but instead the â€Å"very complex nature of the undertaking asset arranging execution. † For its part, Oracle Corp. said it’s working intimately with Agilent. â€Å"At Oracle, we are completely dedicated to the entirety of our clients for the long stretch and bolster them in any capacity necessary,† the organization said in an announcement. We have a solid relationship with Agilent, and the two organizations accept the usage is steady. † Agilent likewise had a takeaway exercise: â€Å"Enterprise asset arranging executions are significantly more than programming packages,† the organization said in an announcement. â€Å"They are a principal change of a compa ny’s business forms. Individuals, forms, strategies, the company’s culture are on the whole factors that ought to be contemplated while actualizing a significant endeavor framework. † According to one expert, ERP calamities are regularly brought about by the client organization itself. Joshua Greenbaum, an investigator at Enterprise Applications Consulting, said 99 percent of such rollout ? ascoes are brought about by â€Å"management’s powerlessness to spec out their own prerequisites and the implementer’s failure to actualize those specs. † Russ Berrie and Co. Following a three-year adventure that incorporated a $10. 3 million ? nancial hit from the bombed establishment of bundled applications, teddy bear creator Russ Berrie and Case Study Questions 1. What are the fundamental reasons organizations experience disappointments in executing ERP frameworks? 2. What are a few key things organizations ought to do to maintain a strategic distance from ERP frameworks disappointments? Clarify the purposes behind your proposition. 3. For what reason do you think ERP frameworks specifically are frequently refered to as instances of disappointments in IT frameworks advancement, usage, or the executives? Source: Adapted from Marc Songini, â€Å"ERP Effort Sinks Agilent Revenue,† Computerworld, August 26, 2002, pp. 1, 12; and Marc Songini, â€Å"Teddy Bear Maker Prepares for Second Attempt at ERP Rollout,† Computerworld, February 4, 2002, p. 16. Reproduced with authorization from Computerworld. Bis Case Study com) was taking another split at supplanting its inheritance business frameworks. The Oakland, New Jerseyâ€based merchant of toys and blessings ? nalized plans to turn out J. D. Edwards Co. ’s OneWorld Xe set-up of big business asset arranging (ERP), client relationship the board, and ? nancial applications. The multimillion-dollar venture was booked to be done in stages throughout the following year and a half. Russ Berrie CIO Michael Saunders said that the organization, which had deals of $225 million during the ? rst nine months of 2001, trusted the OneWorld System would assist it with coming to $1 billion in yearly income in the coming years. Inside the following a year, he stated, Russ Berrie wanted to start introducing the applications each division in turn, beginning with an independent usage in buying. â€Å"We’re not going enormous bang,† Saunders said. â€Å"We’re moderating usage chances by adopting a staged in strategy. The organization had motivation to be mindful. Three years prior, a Y2K-related relocation from its homegrown conveyance, ? nancial, and client support frameworks to bundled ERP applications experienced significant framework disappointments. Saunders said the issues were extreme enough for Russ Berrie to take a large number of the new applications disconnected and come back to their old frameworks. Saunders wouldn’t recognize the produ ct merchants that were associated with the bombed usage, yet sources said that SAP AG’s applications were a piece of the 1999 task. A representative at SAP con? rmed that Russ Berrie was one of its clients, however he declined to offer further subtleties due to pending suit between the two organizations. Joshua Greenbaum of Enterprise Applications Consulting said it created the impression that Russ Berrie â€Å"bit off beyond what they could chew† on the 1999 task. Companywide rollouts are particularly dangerous for fair size organizations like Russ Berrie, Greenbaum said. T he uplifting news is that Agilent Technologies Inc. (www. agilent. com) says its endeavor asset arranging applications are steady. The awful news would they say they is arrived in such a state simply after a rough ERP movement venture that cost the organization $105 million in income and $70 million in professional? ts. In mid-August 2002, the global correspondences and life sciences organization, in the past a piece of HewlettPackard Co. , said issues with the ERP parts in Oracle’s e-Business Suite 11e programming solidified creation for what could be compared to seven days, prompting the monstrous misfortunes. The Oracle framework handles about portion of the company’s overall creation of test, estimation, and checking items and practically the entirety of its ? ancial tasks, just as capacities, for example, request taking care of and delivering. Agilent was moving upwards of 2,200 heritage applications that it acquired from HP to Oracle. As a major aspect of the switchover, roughly 6,000 requests in the inside created heritage frameworks must be changed over to an Oracle-accommodating arrangemen t, an Agilent representative said from organization base camp in Palo Alto, California. She said the con? guration process had issues requiring adjustment. In an announcement a week ago, Agilent President and CEO Ned Barnholt said the disturbances to the business in the wake of actualizing the ERP framework were â€Å"more broad than we anticipated. † An Agilent representative said the issue wasn’t the nature of the Oracle application, yet rather the â€Å"very complex nature of the undertaking asset arranging execution. † For its part, Oracle Corp. said it’s working intimately with Agilent. â€Å"At Oracle, we are completely dedicated to the entirety of our clients for the long stretch and bolster them in any capacity necessary,† the organization said in an announcement. We have a solid relationship with Agilent, and the two organizations accept the execution is steady. † Agilent additionally had a takeaway exercise: â€Å"Enterprise asset arranging usage are significantly more than programming packages,† the organization said in an announcement. â€Å"They are an essential change of a c ompany’s business forms. Individuals, forms, strategies, the company’s culture are for the most part factors that ought to be thought about while executing a significant endeavor framework. † According to one investigator, ERP catastrophes are frequently brought about by the client organization itself. Joshua Greenbaum, an examiner at Enterprise Applications Consulting, said 99 percent of such rollout ? ascoes are

Authors Start local with your book promotion

Writers Start nearby with your book advancement Start Local With Your Books - An Interview With Hattie Edmonds â€Å"Start local†. This is more than straightforward sound counsel, it’s nearly kind of a way of thinking. While we were formerly composing on the Reedsy blog about how web was crushing regional rights and limits, these clearly still exist partly. â€Å"Starting local† basically involves recognizing this fact.The capacity to meet individuals vis-à-vis or plunk down for an espresso with them implies your conversation will be longer recalled. The simple reality of imparting an area to somebody makes a typical intrigue, or even empathy.Author distributing has been made conceivable by Amazon, an organization that made a path for writers to (nearly) legitimately approach a great many perusers over the world, at basically no expense. Kobo has additionally demanded this vein, offering their Kobo Writing Life writers dispersion in more than 150 nations. As Joanna Penn now and then puts it: â€Å"the world is our market†.However, the progression between â€Å"ha ving access to a great many readers† and â€Å"actually coming to them† is a huge one. One that can be abbreviated a great deal, however, in the event that those perusers are near you. Truly. This is the entire significance behind â€Å"starting local†.Today, we’re talking with Hattie Edmonds, a West London writer, who figured out how to welcome her city hall leader to her first book dispatch, and have Waterstones toss her a subsequent one. She thoroughly understands making the nearby methodology work for discoverability.An simple one to complete: what has been the most compensating second in this entire adventure?Probably the call from the chief at Waterstones, who rang me six days after I had squeezed the book into her hand, saying that she cherished it and that Waterstones might want to give me an entire window show just as a subsequent dispatch. I was almost wiped out with excitement!Thank you for your time, Hattie!What do youâ personallyâ think abou t the â€Å"local approach†? Has it worked for you, or do you favor focusing on discoverability channels with a more extensive objective market? Do tells us your contemplations in the remarks beneath!

Exploratory Essay Topics on Sports Benefiting a Family

Exploratory Essay Topics on Sports Benefiting a FamilyBefore you begin your search for exploratory essay topics on sports benefits, do some preliminary research. You can use the internet, magazines and local libraries to find a wide variety of topics. There are more choices than ever before, but it is essential that you choose wisely.Explore the topic, but do not jump in without a plan. Most essay topics are planned in advance and have been written for some time. Some people choose to write their own essays, while others take advice from someone else's essay and adapt the ideas for their own. While this process can be helpful, it can also be a bit time consuming.A much better way to approach an essay topic on sports benefiting a family is to consider the family members' own life experiences. Take the activities or events that are relevant to each member of the family and explore them with your essay. For example, if a younger son loves football, consider a story about how his younger sister plays the sport. A middle daughter is a pretty good baseball player, so why not give her some ideas on a sport in which she enjoys playing? Remember, it is the personal experiences of each family member that will provide the biggest impact in your essay.When you begin to write, make sure that each story or anecdote that you include is backed up by verifiable information that would explain how your opinion or information came to be. For example, if you are writing about a younger brother who excels at baseball, make sure that you add details about the training he underwent to develop his skills. Once you have those details, you should be able to back up your claims with documentation or research that backs them up.The last and most important part of an essay is a conclusion. Take the story of the older sister for example. Instead of just writing that he loved baseball, you may want to show that she learned many different skills by participating in many different sports. Remem ber, the purpose of an essay is to inform, not just share your own experiences.In addition to the conclusion, you should include a bio that explains who you are and why you are writing the entire piece. This would make your essay interesting and unique. It would also help the person who is reviewing your work to understand what you are trying to say.Finally, remember that your essay topics on sports benefits will be read by someone other than the author. You will want to keep the tone of your article light and fun. You should never present a hard-edged opinion in an essay, but do not write in a way that makes the person reviewing your work feel uncomfortable either.Remember that the best way to find essay topics on sports benefitting a family is to make some plans and then search for an abundance of ideas through various avenues. It is a good idea to examine the experiences of others, and even conduct your own research to find more sports related topics. By gathering the different o pinions and looking for themes, you should be able to find a topic that appeals to everyone.

2016 One-year Top Performing Direct Plans Q3

Savingforcollege.com ranks the performance of direct-sold 529 plans. Direct-sold plans are those that consumers can enroll in without using a broker. We have prepared one-year, three-year, five-year and ten-year performance tables. To prepare this ranking, we compared a subset of portfolios from each 529 savings plan. We selected portfolios based on their mix of stocks, bonds and money market funds, which allows for an apples-to-apples comparison in seven asset-allocation categories. The "performance score" determines the ranking. This ranking could be a useful tool for you when selecting which direct 529 plan might be right for you. Here are our 529 performance rankings as of September 30, 2016 for Direct-sold 529 plans. One-year performance ranking (click here for three-year performance table, five-year performance table, and ten-year performance table ): Rank State Plan Performance score 1 Alaska T. Rowe Price College Savings Plan 22.24 2 Alaska University of Alaska College Savings Plan 23.07 3 Virginia Virginia529 inVEST 26.79 Enroll Now 4 Tennessee TNStars College Savings 529 Program 26.84 Plan Details 5 Louisiana START Saving Program 27.57 Plan Details 6 Michigan Michigan Education Savings Program 31.02 Plan Details 7 West Virginia SMART529 WV Direct College Savings Plan 32.51 Plan Details 8 New York New York's 529 College Savings Program -- Direct Plan 33.18 9 Pennsylvania Pennsylvania 529 Investment Plan 33.27 Plan Details 10 Ohio Ohio CollegeAdvantage Direct 529 Savings Plan 33.46 Enroll Now 11 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 33.54 12 California The ScholarShare College Savings Plan 33.99 Plan Details 13 Nevada USAA 529 College Savings Plan 34.75 Plan Details 14 Nebraska Nebraska Education Savings Trust - Direct College Savings Plan 35.56 Enroll Now 15 Iowa College Savings Iowa 35.97 Enroll Now 16 Wisconsin Edvest 36.67 Plan Details 17 Nevada The Vanguard 529 Savings Plan 36.75 Plan Details 18 Georgia Path2College 529 Plan 37.62 Enroll Now 19 Nebraska TD Ameritrade 529 College Savings Plan 38.21 Plan Details 20 Colorado Direct Portfolio College Savings Plan 38.67 Enroll Now 21 Mississippi Mississippi Affordable College Savings (MACS) Program 39.51 Plan Details 22 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 39.86 Enroll Now 23 Maine NextGen College Investing Plan -- Client Direct Series 39.97 Enroll Now 24 Minnesota Minnesota College Savings Plan 40.59 Plan Details 25 Oregon Oregon College Savings Plan 40.73 Plan Details 26 North Carolina National College Savings Program 41.04 Enroll Now 27 Oklahoma Oklahoma College Savings Plan 41.95 Plan Details 28 Idaho Idaho College Savings Program (IDeal) 42.55 Enroll Now 29 Maryland College Savings Plans of Maryland -- College Investment Plan 43.60 Plan Details 30 Texas Texas College Savings Plan 44.13 Enroll Now 31 Hawaii Hawaii's College Savings Program 45.18 Enroll Now 32 Arkansas GIFT College Investing Plan 45.63 Plan Details 33 Kansas Learning Quest 529 Education Savings Program (Direct-sold) 47.48 Plan Details 34 Indiana CollegeChoice 529 Direct Savings Plan 48.15 Enroll Now 35 Alabama CollegeCounts 529 Fund 48.22 Enroll Now 36 District of Columbia DC 529 College Savings Program (Direct-sold) 48.63 Enroll Now 37 Utah Utah Educational Savings Plan (UESP) 49.77 Plan Details 38 Florida Florida 529 Savings Plan 51.05 Plan Details 39 Nevada SSGA Upromise 529 Plan 52.52 Plan Details 40 Arizona Fidelity Arizona College Savings Plan 53.56 Enroll Now 41 Kentucky Kentucky Education Savings Plan Trust 53.66 Plan Details 42 Delaware Delaware College Investment Plan 53.73 Enroll Now 43 New Hampshire UNIQUE College Investing Plan 53.81 Enroll Now 44 Massachusetts U.Fund College Investing Plan 53.92 Enroll Now 45 Illinois Bright Start College Savings Program -- Direct-sold Plan 55.61 Enroll Now 46 Connecticut Connecticut Higher Education Trust (CHET) 58.09 Plan Details 47 West Virginia SMART529 Select 61.64 Plan Details 48 Kansas Schwab 529 College Savings Plan 64.26 Plan Details 49 New Mexico The Education Plan's College Savings Program 70.43 Enroll Now 50 South Dakota CollegeAccess 529 (Direct-sold) 71.87 Plan Details 51 New Jersey NJBEST 529 College Savings Plan 81.56 - Montana Achieve Montana NA Plan Details - North Dakota College SAVE NA Enroll Now - Rhode Island CollegeBound Saver (Direct-sold) NA Enroll Now - Vermont Vermont Higher Education Investment Plan NA Plan Details NA = Not Applicable = Program does not have at least one portfolio with sufficiently-long performance in a minimum of four asset allocation categories under our ranking model. The Savingforcollege.com plan composite rankings are derived using the plans' relevant portfolio performance in seven unique asset allocation categories. The asset-allocation categories used are: 100 percent equity, 80 percent equity, 60 percent equity, 40 percent equity, 20 percent equity, 100 percent fixed and 100 percent short term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories. The performance data underlying these rankings represent past performance and are not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses by obtaining and reading the plan's official program description before investing. Investors should also consider whether their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan. Brokers, please note: For internal use only and not for use with or to be shown to the investing public. Disclaimer: Saving For College, LLC shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures. For broker-sold plan rankings, click here. Savingforcollege.com ranks the performance of direct-sold 529 plans. Direct-sold plans are those that consumers can enroll in without using a broker. We have prepared one-year, three-year, five-year and ten-year performance tables. To prepare this ranking, we compared a subset of portfolios from each 529 savings plan. We selected portfolios based on their mix of stocks, bonds and money market funds, which allows for an apples-to-apples comparison in seven asset-allocation categories. The "performance score" determines the ranking. This ranking could be a useful tool for you when selecting which direct 529 plan might be right for you. Here are our 529 performance rankings as of September 30, 2016 for Direct-sold 529 plans. One-year performance ranking (click here for three-year performance table, five-year performance table, and ten-year performance table ): Rank State Plan Performance score 1 Alaska T. Rowe Price College Savings Plan 22.24 2 Alaska University of Alaska College Savings Plan 23.07 3 Virginia Virginia529 inVEST 26.79 Enroll Now 4 Tennessee TNStars College Savings 529 Program 26.84 Plan Details 5 Louisiana START Saving Program 27.57 Plan Details 6 Michigan Michigan Education Savings Program 31.02 Plan Details 7 West Virginia SMART529 WV Direct College Savings Plan 32.51 Plan Details 8 New York New York's 529 College Savings Program -- Direct Plan 33.18 9 Pennsylvania Pennsylvania 529 Investment Plan 33.27 Plan Details 10 Ohio Ohio CollegeAdvantage Direct 529 Savings Plan 33.46 Enroll Now 11 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 33.54 12 California The ScholarShare College Savings Plan 33.99 Plan Details 13 Nevada USAA 529 College Savings Plan 34.75 Plan Details 14 Nebraska Nebraska Education Savings Trust - Direct College Savings Plan 35.56 Enroll Now 15 Iowa College Savings Iowa 35.97 Enroll Now 16 Wisconsin Edvest 36.67 Plan Details 17 Nevada The Vanguard 529 Savings Plan 36.75 Plan Details 18 Georgia Path2College 529 Plan 37.62 Enroll Now 19 Nebraska TD Ameritrade 529 College Savings Plan 38.21 Plan Details 20 Colorado Direct Portfolio College Savings Plan 38.67 Enroll Now 21 Mississippi Mississippi Affordable College Savings (MACS) Program 39.51 Plan Details 22 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 39.86 Enroll Now 23 Maine NextGen College Investing Plan -- Client Direct Series 39.97 Enroll Now 24 Minnesota Minnesota College Savings Plan 40.59 Plan Details 25 Oregon Oregon College Savings Plan 40.73 Plan Details 26 North Carolina National College Savings Program 41.04 Enroll Now 27 Oklahoma Oklahoma College Savings Plan 41.95 Plan Details 28 Idaho Idaho College Savings Program (IDeal) 42.55 Enroll Now 29 Maryland College Savings Plans of Maryland -- College Investment Plan 43.60 Plan Details 30 Texas Texas College Savings Plan 44.13 Enroll Now 31 Hawaii Hawaii's College Savings Program 45.18 Enroll Now 32 Arkansas GIFT College Investing Plan 45.63 Plan Details 33 Kansas Learning Quest 529 Education Savings Program (Direct-sold) 47.48 Plan Details 34 Indiana CollegeChoice 529 Direct Savings Plan 48.15 Enroll Now 35 Alabama CollegeCounts 529 Fund 48.22 Enroll Now 36 District of Columbia DC 529 College Savings Program (Direct-sold) 48.63 Enroll Now 37 Utah Utah Educational Savings Plan (UESP) 49.77 Plan Details 38 Florida Florida 529 Savings Plan 51.05 Plan Details 39 Nevada SSGA Upromise 529 Plan 52.52 Plan Details 40 Arizona Fidelity Arizona College Savings Plan 53.56 Enroll Now 41 Kentucky Kentucky Education Savings Plan Trust 53.66 Plan Details 42 Delaware Delaware College Investment Plan 53.73 Enroll Now 43 New Hampshire UNIQUE College Investing Plan 53.81 Enroll Now 44 Massachusetts U.Fund College Investing Plan 53.92 Enroll Now 45 Illinois Bright Start College Savings Program -- Direct-sold Plan 55.61 Enroll Now 46 Connecticut Connecticut Higher Education Trust (CHET) 58.09 Plan Details 47 West Virginia SMART529 Select 61.64 Plan Details 48 Kansas Schwab 529 College Savings Plan 64.26 Plan Details 49 New Mexico The Education Plan's College Savings Program 70.43 Enroll Now 50 South Dakota CollegeAccess 529 (Direct-sold) 71.87 Plan Details 51 New Jersey NJBEST 529 College Savings Plan 81.56 - Montana Achieve Montana NA Plan Details - North Dakota College SAVE NA Enroll Now - Rhode Island CollegeBound Saver (Direct-sold) NA Enroll Now - Vermont Vermont Higher Education Investment Plan NA Plan Details NA = Not Applicable = Program does not have at least one portfolio with sufficiently-long performance in a minimum of four asset allocation categories under our ranking model. The Savingforcollege.com plan composite rankings are derived using the plans' relevant portfolio performance in seven unique asset allocation categories. The asset-allocation categories used are: 100 percent equity, 80 percent equity, 60 percent equity, 40 percent equity, 20 percent equity, 100 percent fixed and 100 percent short term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories. The performance data underlying these rankings represent past performance and are not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses by obtaining and reading the plan's official program description before investing. Investors should also consider whether their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan. Brokers, please note: For internal use only and not for use with or to be shown to the investing public. Disclaimer: Saving For College, LLC shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures. For broker-sold plan rankings, click here.

Stagnant Japanese Economy Essay - 1434 Words

Something having no current or flow and often having an unpleasant smell defines the word stagnant. The Japanese economy has been stagnant for about two decades now. There are many reasons for this ‘unpleasant smell’. Firstly, the fiscal policy in Japan, the surplus in savings, its once economic bubble power and the policy management in Japan put an end to any flow that there once was. Secondly, the Global flow and structural impediments are a cause of the lack of current. The liberal Democratic Party and Vested Interest Groups and also the monetarist explanation come into play. Looking at these such topics closely give a better look and realization of Japans stagnant economy. Firstly, in 1997, Japans fiscal policy was causing output in†¦show more content†¦It would, in effect, offset deflation, by constructing an anticipation of escalating prices. Cutting public works could make up the immediate revenue loss, and the upcoming tax escalation would put Japans fin ances on a sturdier path. It is neither too late nor too expensive for Japan to revitalize its economy by pursuing proper fiscal expansion, financed by the Bank of Japan buying government bonds. A world-class manufacturing power was lead into a deep slump. Japan has traditionally possessed a remarkably high savings rate and a moderately low consumption rate. Throughout the previous two decades of recovery and high-speed growth, this ‘savings surplus’ provided greatly needed capital to private industry in the form of bank loans. This money was used to build and expand Japan’s industrial infrastructure power. However, during the 1990’s the ‘savings surplus’, once the essential fuel for high-speed development became a stern obstruction, leading to a severe collapse in demand and causing a heavy drag on Japan’s economic recovery. The so-called powerhouse country that was known to be Japan, known to be unstoppable was known never to fall. Japan seemed to be unstoppable after there amazing recovery post World War II compared to the rest of the effected countries. Japan had an economic bubble in the 1980’s to the later part of the decade however; an insidious cancer took root and metastasized in Japan’s economic infrastructure. The cancer was vastly over-inflatedShow MoreRelatedThe Bank Of Japan s Monetary Stimulus Program Essay954 Words   |  4 Pagesrecently blamed Brexit for the failure of its monetary stimulus program, and extended economic ramifications. The banks quantitative easing (QE) negative interest rates have failed to save the Japanese economy from stagnation. Global market uncertainty in light of Brexit instigated a rally for the Japanese Yen on the FOREX, leading to an appreciation of the Yen and the subsequent failure of the BofJ’s monetary stimulus. This report will iden tify the banks use of monetary policy before and after theRead More Japanese Economy Essay example1312 Words   |  6 PagesJapanese Economy The Japanese economy is the second largest in the world, behind only the American economy. As such, its decade long downward slide has many lessons the American economy can learn from. The difference between the economies is one of degree, not type. Our own economy has been faltering of late, bringing fear of recession. The Japanese have been on that road for over ten years, and of late have been making aggressive moves towards a restructuring. This paper will look at theRead MoreNational And International Level Events1100 Words   |  5 Pagesbeing a hinterland dependent on the economy of countries outside of the region such as England and China. This trend continued throughout the 20th century and although the region did not remain a hinterland during this time, it continued to grow and change based on events occurring outside of the region on the national and global level. These events affected the region economically through the depression and multiple wars and socially thr ough the removal of the Japanese and the increased migration ofRead MoreJapanese Innovation : Then And Now Essay1744 Words   |  7 PagesCequari Wynn POS 4332 December 12, 2016 Dr. Terrance Lewis Japanese Innovation: Then and Now Sony, Honda, Capcom, and Toshiba are just some of the biggest known brand names in the world. Most people unfamiliar with these corporations would ask, â€Å"How are any of these companies related to one another†? To answer the question most of these companies are huge global leaders in both innovation and technology, but more importantly they all originated from the Asian country of Japan. These names are justRead MoreStarbucks in Japan1105 Words   |  5 Pagesacross the US, Starbucks began exploring foreign opportunities. The first target market was Japan. The potential for coffee sales in Japan is significant. The Japanese economy is the third to the United States and China with a gross domestic product (GDP) of U.S. $5.96 trillion in 2012. Starbucks Coffee Japan, Ltd. is a major operator in the Japanese coffee store (retail sales of coffee and related goods and equipment) industry and has a paid-in-capital of 8,521 million yen (Starbucks, 2013). StarbucksRead MoreStarbuc ks in Japan1077 Words   |  5 Pagesacross the US, Starbucks began exploring foreign opportunities. The first target market was Japan. The potential for coffee sales in Japan is significant. The Japanese economy is the third to the United States and China with a gross domestic product (GDP) of U.S. $5.96 trillion in 2012. Starbucks Coffee Japan, Ltd. is a major operator in the Japanese coffee store (retail sales of coffee and related goods and equipment) industry and has a paid-in-capital of 8,521 million yen (Starbucks, 2013). StarbucksRead MoreBasic Commodities ( Agricultural Products And Mines993 Words   |  4 Pagesmaterials. 6. In sectors where production is stagnant, underdeveloped, and not likely to have future potential, tariffs will be kept low enough to make it easier for the workforce in these sectors to shift to other sectors. 7. Low tariffs on basic necessities, luxury tariffs on luxury goods, products in human capital areas such as education, culture and health will be low tariffs. 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Bulk deals dont play well in a country where many live in small urban apartments, and the countrys grocery distribution system is populated with wholesalers who broker deals between suppliers

The Effect Of Biofeedback On Basketball Players And Effect...

2. Background Information This study analyzes the use of biofeedback in basketball players and the effect on their on-court performance. Athletes need to have the capability to modify, learn, and correct their muscle memory. Enhancing an athlete’s performance depends on the ability for the central and peripheral nervous systems to communicate in response to an active stimulus. This study has some variables measured including the reaction time: the time between the stimulus and a bodily movement; the movement time: the time taken in the middle of the onset and completion of the bodily movement; and the response time: the aggregate time of the reaction and movement. There have been previous studies that look at the use of Electromyographic Biofeedback (EMG BFB) and Electroencephalographic Biofeedback (EEG BFB) and found correlations between improvement in performance and responsiveness to stimuli. However, there has not been an analysis of the use of Heart Rate Variability Biofeedback (HRV BFB) which mea sures an increase in the response time and attention deficit in athletes. The most important aspect of an athlete’s performance is the ability to tune out outside disturbances during a game or match. If an athlete can master that skill, then they can perform at their optimum output. Having the ability to enhance their techniques is important for achievement in sports, especially in basketball, where there are a multitude of offensive and defensive skills. Most notably,Show MoreRelatedDeveloping Management Skills404131 Words   |  1617 PagesSurveys for Motivating Others 324 Diagnosing Poor Performance and Enhancing Motivation Work Performance Assessment 325 SKILL LEARNING 326 Increasing Motivation and Performance 326 Diagnosing Work Performance Problems 326 Enhancing Individuals’ Abilities 328 Fostering a Motivating Work Environment 330 Elements of an Effective Motivation Program 331 Establish Clear Performance Expectations 332 Remove Obstacles to Performance 334 Rei nforce Performance-Enhancing Behavior 336 Provide Salient Rewards 344

African American Women in Early Film Essay - 2160 Words

African American Women in Early Film In early film many African American actresses portrayed roles as mammies, slaves, seductresses, and maids. These roles suppressed them not allowing them to show their true talents. Although they had to take on these degrading roles, they still performed with dignity, elegance, grace and style. They paved the way for many actresses to follow both blacks and whites. These women showed the film industry that they were more than slaves, mammies, and maids. These beautiful actresses showed the film industry that they are able to hold lead parts and even carry the whole cast if need be. Phenomenal actresses such as Hattie McDaniels, Pearl Bailey, Ethel Waters, Nina Mae McKinney, and Dorothy†¦show more content†¦This was much for an African-American as well as a white entertainer. Even though she broke that barrier McDaniel was still oppressed by racism not only on film, but also off film. She was faced with racial legal problems when trying to acquire a home in Los Angeles. At that time there was a limited black land and home ownership right. Though she won the suite she still was subjected to racial hostility from her neighbors. McDaniels experience oppressions of many types during her career, but she continued to take the mammy roles but played them with dignity and respect. In spite of her being the mammy, McDaniels made sure that her characters had the â€Å"upper hand†. After McDaniels death the mammy roles died with her. Pearl Bailey, the â€Å"Ambassador of Love† career took off on Washington’s U street at the age of fifteen years of age. She started off as a singer and appeared in many nightclubs. In the mid-30’s she performed with the Noble Sissle’s Band in the Village Vanguard and Blue Angel Club. In the 40’s she was the lead singer for Count Basie, Cab Calloway and Cootie Williams. She debuted on Broadway in St. Louis Blue; she won honors for as Broadway’s best newcomer. After her debut on Broadway films she performed in Variety Girl, Isn’t It Romantic, Carmen Jones, and Porgy and Bess. â€Å"In 1967 she won a Tony Award for heading the all-black cast ofShow MoreRelatedThe Color Purple By Alice Walker1540 Words   |  7 PagesPurple is a great film that focuses on the lives of several African American women who are faced not only with slavery, but with abuse, violence, racism, and cruelty during the early 1900s. In the film, segregation pla ys an important role, however it does not only address the issue of racial discrimination in the early twentieth century, but also the existing cruelty among the members of some African American families. The movie shows the trials and tribulations that Southern black women faced and theirRead MoreThe Wallpaper Of Purple By Steven Spielberg1426 Words   |  6 Pagescareer in the film industry, then The Color Purple was the movie that was able to distinguish Steven from any other movie director during the time. All of Spielberg’s movies prior to 1985 were generally movies of either action packed adventure or unnerving horror, but once Steven Spielberg announced that he would be doing a movie based on Alice Walker’s book, The Color of Purple, no one knew what to expect. Jump 31 years later, Steven Spielberg’s The Color of Purple, is still seen as a film masterpieceRead MoreDiscrimination, Anti Feminism, And Gender Inequality1455 Words   |  6 PagesInequality I n Films Women power has increased throughout the 20th and 21st century by means of statutory laws, legislative ascending, and Civil Rights Movements. Gender and race has been the target of numerous discriminatory laws that have persisted throughout time. Two major films have portrayed the endurance of women on issues of gender discrimination and discriminatory laws. The Color Purple, based on the same novel by Alice Walker, discusses the suffering of African American women through anti-feminismRead MoreAnalysis Of The Movie The Help 1132 Words   |  5 Pagesunderstand that the African American in the past where being abused from white people and where insulted and treated as animals. They used men as cookers and farmers. And women where used as nannies. Also they splurge the nannies between each other. However, white people doesn’t treat African American in a good way. When they was treated from white people one of the friend of the white people tried to solve this dilemma which is to make justice between white and African Americans. She brought a twoRead MoreBlack Press : Soldiers Without Swords991 Words   |  4 PagesThe Black Press: Soldiers Without Swords detailed the dynamic history of African-American media in the United States. Newspapers created community amongst Black Americans by connecting stories of Black life across the country, and allowed Black people the freedom to express themselves politically and socially through their own words, as opposed to White people telling them how they should feel. The story of the Black press as newspaper print faded before the end of the century, but Black press asRead MoreThe History Of Police And African Americans Essay1434 Words   |  6 PagesAfrican Americans in modern America have bound together in unity against inequality to help end the unnecessary murders and unjust police beatings. However, where did these tensions between police and African Americans begin? This question can be answered by looking at the history of police in America and why they were originally established. Police first came on to the scene in 1704 when Carolina established the nation’s first slave patrol that would turn into what we know today as the modern policeRead MoreThe Expansion Of The Frontier And The Relationship Among The Native Americans908 Words   |  4 PagesUnforgiven and Stagecoach The film Stagecoach incorporated the expansion of the frontier and the relationship among the Native Americans. The film starts with a wide view of an open valley to show the vast plain and the open frontier, introducing and getting an idea of the setting. The movie was interesting in the sense that it had more social commentary than most films. An article was written by Thomas Myers explaining the film and the unique social commentary of the film Stagecoach by stating, â€Å"itRead MoreFor Colored Girls Essay1180 Words   |  5 Pagesblack women living in America. The poems deal with love, abandonment, domestic violence, rape, and abortion, embodied by each womans story. The end of the play brings together all of the women for a laying on of hands, in which Shange evokes the power of womanhood. (http://en.wikipedia.org/wiki/For_Colored_Girls_Who_Have_Considered_Suicide_When_the_Rainbow_Is_Enuf). While the film, for the most part, stays true to the original work in the sense of dep icting the struggles of everyday women of colorRead MoreThe Cultural Identity Of The African American Community1653 Words   |  7 PagesThe African American community has sat at the end of a discriminatory lens from the moment they set foot in the United States. For that reason, black communities have undergone the process of community building to ensure that all members feel a sense of belonging. Race, gender, nationality, ethnicity, poverty, and sexual orientation, all play a role in developing one’s identity and more often than not, these multiple identities intersect with blackness. Being that American society has deemed coloredRead MoreThe Brown Vs. Board Of Education Case Decision935 Words   |  4 PagesIn early black History Africans Americans were looked at as an asset or a slave for the benefit of the white folks. This sense of ownership was detrimental in the day to African Americans pride and also their identity. According to History.com â€Å"Though it is impossible to give accurate figures, some historians have estimated that 6 to 7 million slaves were imported to the New World during the 18th century alone, depriving the African continent of some of its healthiest and ablest men and women†. After

Testing Conditioning Methods Through Sniffy Simulation

Testing Conditioning Methods through Sniffy Simulation Amir Ayoub Fordham University Abstract This lab tests different forms of conditioning on a virtual rat named Sniffy. In this experiment we began with the virtual rat completely unconditioned and then worked towards getting Sniffy to pull the lever and get food on his own. We went through many steps to complete this task starting with getting Sniffy to notice the food chamber, the lever, and finally having Sniffy realize he can obtain food whenever he wanted by pressing the lever. Then, pushing it further, we made him press the level two, three, four and then five times to receive one pellet. All of these steps tested the idea that receiving the food as a reward will allow Sniffy to realize the benefits of learning and conditioning himself to do things that have a positive outcome more. Testing Conditioning Methods through Sniffy Simulation This lab is focused on the ideas of classical and operant conditioning. Classical conditioning is when a neutral stimulus is paired with an unconditioned stimulus to elicit an unconditioned response. In time this turns the neutral stimulus into a conditioned stimulus that causes a conditioned response. Operant conditioning is a method of learning that occurs through reinforcements and punishments for behavior and encourages associating desirable or undesirable outcomes with certain behaviors. The most famous research on this would be

The Importance of Working Capital Management to the Survival of Business Organisations free essay sample

CHAPTER ONE 1. 1 INTRODUCTION Working Capital has been defined as the net asset of a business, that is, the excess of current assets over current liabilities. It is the resources required to conduct the daily of core activities of any business setup small businesses, medium businesses or large scale enterprises. Any business which desire to perpetually remain in business must ensure a healthy level of its working capital by maintaining a sound relationship between the current assets and current liabilities as required by various factors as defined by the market and its own policies. The finance manager has the responsibilities of carrying out careful analysis of every activity having financial implication on the company in order to check and control any under or over utilization of the organization’s resources which may have any shortcoming effects on the realization of the corporate goal. Every business needs finance for two purposes: * Long term financing which is required to provide facilities upon which the business will carry out its operations; and * Short term financing which the business needs for the recurring purchase of raw materials, payment of wages and salaries and other day-to-day expenses. It is referred to as revolving or circulating or working capital. It is simply the difference between the current assets and the current liabilities as defined above. As a business owner, you must constantly be alert to changes in working capital and their implications; otherwise, you may miss some warning signs that can lead to business failure. Performances of businesses in terms of profits made at a particular period, financial health and strength in terms of advantages over their competitors at any point in time are areas to which working capital contributions cannot be looked down upon. Hence, it is important for managers to ensure relentless efforts towards keeping a sound working capital level in order to optimally achieve organizational goals. An effective and efficient management of the working capital resources is a necessity for all forms business and sizes for continuous operation and favorable return on investment. This is known as working capital management. The manager takes several items which constitute working capital into consideration such as inventories, account receivables and account payables. In fact, these components of working capital are so important that analysts look to the combined health of all of these areas of operation as an indicator of an individual companys level of efficiency. It is a short term capital required to finance a firm on a day-to-day basis. It is a key measure of business liquidity. The more working capital a firm has, the less risk there is of the firm not being able to pay its creditors when the bills become due. Conversely the less working capital a firm has, the greater the risk of the firm not being able to pay its creditors when the bills are due. Working capital is an operational necessity (Fung, Hebb ; Rogers 2001). A firm needs to invest in short-term current assets such as stocks and also needs debtors to allow it to perform its day-to-day operations. This investment in current assets is for the short term, as raw materials will be bought, converted into finished product, and sold to customers who ultimately will pay. For many businesses this cycle will be completed within a short timeframe, and will be repeated many times over during the year. For others, this cycle may become considerably extended. The investment in current assets requires to be financed and a primary source of this financing is the firm’s current liabilities, particularly the credit received from suppliers. In relation to shareholder value, the firm’s investment in working capital should produce cash returns that add to the market value of the firm and thus to the wealth of its shareholders. However, excessive investment in working capital will depress returns, by increasing the opportunity costs of having funds unnecessarily tied up in current assets (Mcmenamin 1999). Alternatively, insufficient investment in working capital increases the firm’s risk of financial distress or insolvency by not having sufficient funds available to pay creditors when the bills become due. A constant preoccupation of the financial manager will be  trying to establish in working capital management the risk-return trade-off which maximizes the market value of the firm. It is worth re-emphasizing that while working capital management accentuates short-term financial decisions and policies, these will, however, be framed in the context of the firm’s overall corporate strategy, with the aim of realizing its strategic objectives and the primary goal of maximizing shareholder value (Nanda ; Narayanan 2004). Effective working capital management involves financial decision-making, planning and control activities related to each of the above three elements of working capital. Sufficient working capital is needed, not only to be able to pay bills on time   but also to be able to carry sufficient stocks and also to allow debtors a period of credit to pay what they owe. Working capital is thus the kind of capital required to finance a firm on a day-to-day basis. Recall that working capital is also a key measure of business liquidity. The more working capital a firm has, the less risk there is of the firm not being able to pay its creditors. Conversely the less working capital a firm has, the greater the risk of not being able to pay creditors when payment becomes due. Having an adequate level of working capital is therefore vitally important for the survival of any business. Bearing in mind that the overall goal of the firm is the maximization of shareholder wealth, for the financial manager the objective of working capital management is to help achieve this goal (Comiskey ; Mulford 2000). To this end there are two key tasks involved in the management of working capital. One is the key task of achieving a balance in investment: not to over- or under-invest funds in working capital. Excessive investment in working capital is a wasteful and unproductive use of resources: insufficient investment in working capital risks costly disruptions to operations and possible insolvency (Studart 1995). The key task for the financial manager is to determine the level of working capital which balances risk and return and maximizes shareholder wealth. The other key task is managing the rate of asset turnover, which is an indicator of how efficiently a company utilizes its assets: the higher the rate of an asset’s turnover the less money needs to be invested in the asset. The level of investment in working capital needs to be sufficient to permit the firm to operate smoothly and efficiently. To invest more than this level represents money unnecessarily tied up in idle current assets, money that could be used more profitably elsewhere in the business. Over-investment in working capital, that is, having a level of working capital which exceeds operational requirements, is a wasteful and inefficient use of funds. On the other hand, under-investment in working capital, that is having a level of working capital which is below operational requirements, can hamper and rustrate daily operations (Barsky ; Jablonsky 2001). Managing the working capital is important to make sure that the firm is able to continue operating with enough finances to pay debts and spend on some future expenses. Managing the working capital can be done by the use of cash management, inventory management, debtors’ management and the concept of short term financing. Managing the w orking capital can be exemplified by some companies mostly manufacturing. They use the concept of short term financing to manage their working capital. Such companies can make further use of working capital management by making sure that they properly manage their debtors and their liabilities effectively. Companies need to make sure that they will have enough sources of finances and budgets by making sure that all their debtors will give their dues. Managing the debts involve reminding the debtors their responsibility regularly. The most important component of working capital is cash, far the most important asset of any business, particularly a small business. Without it, the business will fail. So it is of paramount importance for you as the business owner to control all cash transactions. It is helpful for us, as a business owner, to think of working capital in terms of five components: 1. Cash and equivalents- This most liquid form of working capital requires constant supervision. A good cash budgeting and forecasting system provides answers to key questions such as: Is the cash level adequate to meet current expenses as they come due? What is the timing relationship between cash inflow and outflow? When will peak cash needs occur? When and how much bank borrowing will be needed to meet any cash shortfalls? When will repayment be expected and will the cash flow cover it? 2. Accounts receivable- Many businesses extend credit to their customers. If you do, is the amount of accounts receivable reasonable relative to sales? How rapidly are receivables being collected? Which customers are slow to pay and what should be done about them? 3. Inventory- Inventory is often as much as 50 percent of a firm’s current assets, so naturally it requires continual scrutiny. Is the inventory level reasonable compared with sales and the nature of your business? What’s the rate of inventory turnover compared with other companies in your type of business? 4. Accounts payable- Financing by suppliers is common in small business; it is one of the major sources of funds for entrepreneurs. Is the amount of money owed suppliers reasonable relative to what you purchase? What is your firm’s payment policy doing to enhance or detract from your credit rating? 5. Accrued expenses and taxes payable- These are obligations of your company at any given time and represent a future outflow of cash.

The adventures of Asmondena Essay Example For Students

The adventures of Asmondena Essay Sonia lay on the filthy floor of the prison in Tauorga Libya. Her head was hurting like Hell from the blow She had received from the soldier after She had been stopped at the check point . She remembered that She had been dressed as a Libyan woman wearing a veil being half Libyan Herself. She though that She could get away with it. However She did not realise She was wearing Her shiny black leather gloves and was exposing part of Her leather jacket for all to see. She was ordered to take off Her veil but pretending to be a Libyan woman She pretended to be shocked at this request. She tried to fight back using Her incredible fighting skills but just as She was about to resist one of the soldiers came form behind and hit Her hard in the back of Her head with his truncheon. It was pitch dark in the cell. She could smell the stench of the floor. It was clear it was covered in urine as prisoners had urinated on the floor as there was no toilet for the prisoners to use. She could hear a rat scurrying along the floor .This was in many ways worse than the prison in Midnight Express !see www.prisonflicks.com She was just wearing her Black Scorpion outfit that was almost identical to the Justice League uniform of a tight black leather jacket, tight hot pants ,leather gloves and calf length boots with high heels .She searched all over around Her waist. Everything had been removed including Her purse with all Her money and credit cards, Her knives and Her whip. She searched around for Her mobile phone. She managed to locate it under Her breasts .It was a miniature phone that they obviously could not find when they searched Her . She decided to call VSC Very Senior Commander Abby urgently on the Princess Xena to send help for Her. She called and eventually Abby answered. Abby its Sonia here .Ive been captured by the Libyan army. Im in a filthy prison in Tauorga on the coast. She told Her the whole story of how She had been stopped at a roadblock and hit over the head with a truncheon as soon as She resisted. Dont worry Sonia. Asmondena is on the plane and should be here in 2 hours time.She will be joined by Justice Sarka Bloodyhaard and they are coming to rescue You and will be landing on the Libyan coast this evening. Ive had a word with that bastard General al Bariki .He has threatened that unless I withdraw the Carrier from Libyan waters then You will be publicly beheaded at midnight! Needless to say I will not give into any threats. In fact I am going to instruct Asmondena to kill him in the most excoriating way only She knows how! Sonia just stay there- help  is on its way! I just cant wait all that time This cell is a real shithole Abby !Ive got to get out! Just as She was talking the door opened .It was General al -Bariki accompanied by a soldier and the prison warden. a fat greasy looking specimen whose name turned out to be Ahmed. The General stood over Her as She lay on the ground. Well you nr Norsiloving bitch ,it looks like the end of the road for you! So you are working for these Norsis who want to invade us! We know from your passport that we have seized that you are half Libyan and your real name is Sonia al- Fernandi not Sonia Fernandes your American name you fg traitor! .u327c3630f29da262723d97ffbcf37501 , .u327c3630f29da262723d97ffbcf37501 .postImageUrl , .u327c3630f29da262723d97ffbcf37501 .centered-text-area { min-height: 80px; position: relative; } .u327c3630f29da262723d97ffbcf37501 , .u327c3630f29da262723d97ffbcf37501:hover , .u327c3630f29da262723d97ffbcf37501:visited , .u327c3630f29da262723d97ffbcf37501:active { border:0!important; } .u327c3630f29da262723d97ffbcf37501 .clearfix:after { content: ""; display: table; clear: both; } .u327c3630f29da262723d97ffbcf37501 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u327c3630f29da262723d97ffbcf37501:active , .u327c3630f29da262723d97ffbcf37501:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u327c3630f29da262723d97ffbcf37501 .centered-text-area { width: 100%; position: relative ; } .u327c3630f29da262723d97ffbcf37501 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u327c3630f29da262723d97ffbcf37501 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u327c3630f29da262723d97ffbcf37501 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u327c3630f29da262723d97ffbcf37501:hover .ctaButton { background-color: #34495E!important; } .u327c3630f29da262723d97ffbcf37501 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u327c3630f29da262723d97ffbcf37501 .u327c3630f29da262723d97ffbcf37501-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u327c3630f29da262723d97ffbcf37501:after { content: ""; display: block; clear: both; } READ: Strategic Management Indigo Airlines EssayIve told that Norse Bitch Abby Clarafocker or whatever is her fg unpronounceable Norsi name that if She doesnt withdraw that Carrier and stop Her imperialist nonsense by midnight you will new publicly beheaded! You wont get away with it Al-Barkani or whatever your fg unpronounceable Libyan name is !Asmondena the worlds most famous and invincible Crime Fighter is on Her way and She will put you through the most terrible death and then Her and Her Colleague Justice Sarka will blow this prison to smithereens ! A tin pot dictatorship like Libya cant take on the most powerful Nation the world has ever known .They are the worlds Superpower and the Police Woman of the world They can blow this whole f-g country to oblivion! He knew She was right and the very mention of the name Asmondena made him sweat with fear, such was Her reputation throughout the world. Shut up you nr Norsi loving Bitch! he screamed as he kicked Her in the stomach. Being a really tough BS it made little difference and only made Her want to fight back even harder. Outside She could hear al Barkini and Ahmed talking as the door was locked.She could speak and understand Arabic fluently. That nr Bitch has an answer to everything! said al Barkini sweating with fear at the prospect of Asmondena being after him but trying to hide it from Ahmed. Id be careful about Asmondena being after you Boss. You dont want to mess with Her! I hear Shes lethal! Ive read about Her in China and how She managed to defeat a whole army and theyre more powerful than us! Dont worry She cant dodge bullets! he replied still sweating. How many other stupid people had said the same thing to their cost !He realised Asmondena was invincible .He was seriously thinking of defecting and going to Tunisia as were so many of Gaddafis supporters now that they faced the full wrath of Asmondena and Norseland! Sonia was getting more and more restless in that squalid cell determined to escape as soon as possible .She was also starving hungry and was not prepared to eat any  prison muck. She would tell Ahmed that She had a mobile phone on Her and that She could call on assistance any time She wanted from Commander Abby. She called out to Ahmed through the cell door. Hello Ahmed darling! I thought I would tell you that I have a mobile phone on Me! I thought I should give it you. Its probably a good idea as I might phone VSC Clairesdottir now and tell Her that unless you release Me at once before Asmondena comes that I will ask Her to send a helicopter gunship to blow the whole town of Tauorga to smithereens! You house might be one of those reduced to ashes! Ahmed became frightened. His house was next to the prison and he knew that one Norselandic helicopter gunship would reduce it to heap of rubble easily. OK you hand me phone and no funny business! he said sweating with trepidation knowing too the terrible reputation of these Black Scorpions! He decided to go into Her cell with a steel truncheon similar to the one that had knocked Her out. He opened the cell door nervously truncheon in hand .It was pitch dark inside and Her dark skin and the black leather made Her even more invisible. She hid behind the door. Ive got the phone here -why dont you collect it Ahmed? He moved towards Her voice truncheon in hand. Where are you I no see you! He was now really nervous having no idea where She was. Suddenly She moved forwards out of the darkness. With terrible force She moved in coming it seemed from nowhere with a right punch and then a quick left hard into his fat soft belly! .udc26d913bf11442824d83367045575f3 , .udc26d913bf11442824d83367045575f3 .postImageUrl , .udc26d913bf11442824d83367045575f3 .centered-text-area { min-height: 80px; position: relative; } .udc26d913bf11442824d83367045575f3 , .udc26d913bf11442824d83367045575f3:hover , .udc26d913bf11442824d83367045575f3:visited , .udc26d913bf11442824d83367045575f3:active { border:0!important; } .udc26d913bf11442824d83367045575f3 .clearfix:after { content: ""; display: table; clear: both; } .udc26d913bf11442824d83367045575f3 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .udc26d913bf11442824d83367045575f3:active , .udc26d913bf11442824d83367045575f3:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .udc26d913bf11442824d83367045575f3 .centered-text-area { width: 100%; position: relative ; } .udc26d913bf11442824d83367045575f3 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .udc26d913bf11442824d83367045575f3 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .udc26d913bf11442824d83367045575f3 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .udc26d913bf11442824d83367045575f3:hover .ctaButton { background-color: #34495E!important; } .udc26d913bf11442824d83367045575f3 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .udc26d913bf11442824d83367045575f3 .udc26d913bf11442824d83367045575f3-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .udc26d913bf11442824d83367045575f3:after { content: ""; display: block; clear: both; } READ: The Road Not Taken EssaySNAAAAAAAAAAAAAAAAAAASSSSSSSSSHHHHHHHHHH!! AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA!!! He fell on the cell door yelling with pain. She slammed the door shut as his screams could be heard right across the prison. She pulled him off the ground by the hair as he continued to groan in complete agony. She struck with a right hook that caused his jaw to cave in. AAAAAAAAAAAAAAAAAAAAAAAAAAAAAA!!!! She could detect his face in the darkness that looked as if it had been hit by a freight train at full speed !Blood and mucus was now pouring down from his jaw that sprayed all over Her black leather .Seeing the blood and mucus gushing our of his mouth made Her want to hit him even harder than ever. She swung with incredible speed to the left as Her left cross hammered into his jaw causing more teeth blood and mucus to shoot out all over Her lovely black leather. She was feeling a triple orgasm as he went flying across the room hitting his head on the wall with a loud thud. He lay there in a bloody unconscious heap as She took the keys from his belt. She kicked him once more hard into the stomach  with the steel toe of Her boot feeling all his ribs crack that made him slump forwards in a heap. She ran out of the cell free at last. Her next objective was to retrieve Her possessions .She saw a soldier reading at a desk .He looked up in terror at this tall Glamazon was running straight towards him. He looked up in more terror as she was right on top of Him and Her boot heel went right into his crotch. AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA!!! Right you bastard -where are My belongings My passport My money,My credit cards, My whip and My knives? I KNOW NOTHING! he bellowed in pain as She thrust the heel in hard. Tell Me where the fk they are or you wont have any testicles left! AAAAAAAAAAAAAAAAAAAAAAAAAAAAAA!!!!! TELL ME NOW!!!!!!

Pran Marketing Plan of Pran Apple Milk Shake free essay sample

Report Background Marketing of any product is an art. In this current world marketing is stands with a very important role for launching a new product. Marketing a product is becoming very difficult and definitely so tuft. Because in launching a product, first of all the main problem is the competitors of that particular product. If the functions of marketing are right than the product can be marketed successfully. In the current world 85% of new product failed to build its image.Because definitely there is some mistakes happened in the marketing process. So it is so difficult to identify the fault of launching a new product. If any company wants to survive, it has to differentiate with its product. If anybody failed to create any different with their product, that product will go in the dust box. The product should have value than it is easy to create the position in the customer mind. We will write a custom essay sample on Pran Marketing Plan of Pran Apple Milk Shake or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Because when the customer and the product understand their relation the equity can built automatically. 1. 1 Proposed ProductI have selected a new juice milk as the new product line of Pran Dairy. The product is Apple Milk Shake. This is totally new for the customer or for the people in our country. In the market we have many milk shake like, Mango milk shake, Chocolate Milk shake, and so one. But apple milk shake is a drink, which is produce and marketed in our country for the first time. I am trying to differentiate this product with the other and apple milk shake is the most new concept for the customer. It is a hypothetical feeling as that food. The mango juice, which is available in the market, is just only the flavor.

Fun Opinion Essay Topics For College

Fun Opinion Essay Topics For CollegeIf you are looking for ways to have fun opinion essay topics for college, then there are several different ideas that you can do. It really does not matter what subject you want to write about as long as you feel that you can write about it. There are plenty of different subjects you can write about, all you need to do is think about them and determine which ones are appealing to you.If you want to have a more popular idea, consider something that is really close to home. For example, you could do an opinion piece on the death penalty. You may be surprised at the amount of people who will agree with you. The fact that it is something they personally know or have personally experienced will make it easier for them to write a response to your essay.Another popular idea is that of environmental protection. Many college students have actually lost their lives while helping with some type of environmental cause. It does not matter how big or small the c ause is, just write about it. You never know who you may run into when you are writing, and this can really be a good thing to have if you want to have fun opinion essay topics for college.Again, you will find that there are plenty of other subjects that college students like to write about. These are usually the types of things that students enjoy, and therefore, are more likely to write about. So, with these ideas in mind, you can begin to determine which topic is the best one for you to write about.Some topics that you may find among the list of topics that college students like to write about include things like happiness, money, education, love, health, religion, and even politics. There are plenty of topics that you can write about as long as you know what you are writing about. After all, the best way to make a topic enjoyable to write about is to write about it yourself. This is the only way to learn about it and find out what it is like.When you are writing about something that a student's thoughts might be, just remember that they are being honest when they write something. Therefore, it is important that you trust their ideas and allow them to tell you about their own thoughts. Most of the time, you will find that they will do a great job of explaining how they feel.As with any other subject, college students also do not like to hear negative words about themselves. Instead, you may want to get in a positive frame of mind and begin by asking them about themselves, and then let them talk about the topics that interest them. You can even incorporate your own personal thoughts and opinions into the discussion.Fun opinion essay topics for college are great if you are able to get the right ideas for it. Just remember that you should trust the words that the students are saying, and allow them to express their own opinions and feelings about the topics that they are writing about. You may even find that they have some ideas for topics that you did not eve n know about.

Writing an Essay and the Brain

Writing an Essay and the BrainIf you are a person who is in need of something good to do with their time but cannot think of anything that will engage them, then a good solution for you is to learn how to write an essay and the brain. The brain in question actually has some powerful functions and it is usually one of the best solutions for solving problems and coming up with ideas for a good essay.One thing that you must know when you are starting to write a good essay is that you should remember your purpose. Your purpose is to write an essay on any subject that you are going to write about and you must be clear about it. Once you have already written the essay, you must focus all your attention on making sure that it comes out the way that you want it to.The brain has functions that help you solve different kinds of problems, whether it is math or history or even science. These types of problems come up often, so the brain is always there to solve them.The problem that you will fac e is that if you have no idea what you are trying to write about, then the brain will not be able to work for you. You can use your other tools such as problem solving techniques and problem solving strategies.There are many different types of these, but I am talking about learning how to use words in ways that will create the right mood in a room. They are the same with the brain because the ability to create mood is what the brain does.A piece of advice that I will give you is that you should learn how to use words that you can use correctly in the proper structure. The structure is how you are going to present the main ideas in the essay.When the brain works, it doesn't just have to think, it also has to connect the information that it has to the way that it is presented. It connects the dots so the eye can see what it is that it needs to see.As you can see, you should learn how to write an essay and the brain will help you in more ways than you ever thought possible. You will ne ver find yourself going back to the way that you were writing because the brain will take over and do a great job.

Paper Topics For Art Professors

Paper Topics For Art ProfessorsResearch paper topics will help you develop and organize your thoughts. A good research paper topic will help you go through the various parts of your research efficiently. It will not only allow you to see your information in a new light but also help you to understand what are the main points that need to be covered. This is extremely important in the paper since it allows you to answer your questions and make your findings comprehensible.When looking for paper topics, you can start by searching the Internet. This will make it easier for you to find several great topics that you may be interested in writing about. Many of the subjects that you can choose from may be based on the topic of your previous research paper and the type of your main subject.In the online sources, you can find several articles that will guide you to be as organized as possible. You can also get feedback on the topics you are writing about. You can read some opinions and review their ideas in order to improve your research paper topics.For example, if you have tried out certain techniques to improve your writing skills, you may consider writing about that in your paper topics. The Internet also has a plethora of free articles to read in order to get an idea on what works best for other people.Another thing you can do is to gather together some ideas on art research papers and write about what you have found out. This way, you will be able to make more of your knowledge and information accessible.Remember that when looking for your research paper topics, you need to decide how much information you will need to include. You may want to avoid wasting your time writing on just one part of your research paper. This will make it easier for you to write more effectively. You can also take into consideration some art journals to get an idea of the most searched topics on the Internet. These are the ones that are most likely to cover your topic in the first place. Reading the article can also help you to understand what research paper topics you should try.

Become a Marketable Medical Transcriptionist

Become a Marketable Medical Transcriptionist Whether you’re just starting along the path to a career in medical transcription or are looking to sharpen your skills, you need to be in top of your game at all times. Here are a few ways you can thrive in this important position. You will likely have to learn how to generate your own clients.  Always be in the lookout for opportunities to network. Keep your name active in industry forums and maintain consistent relationships with industry professionals: teachers from your certification program, former classmates and colleagues, and anyone you’ve worked for in the past. You want to remain fresh in the minds of people who might be looking to hire someone.Organization is key, especially because many positions will require that you work from home and maintain your own schedule. First, set up a professional space for yourself–make sure it’s clean, quiet, and equipped with the latest gear. You will definitely need a sturdy set of headphones and a quality sou nd card for your computer. Then, set up (and stick to!) an administration plan that works for you–paper or electronic files are fine, so long as you keep meticulous track of your assignments, due dates, and invoices.Finally, grow and hone your skills regularly. Practice is key to success, especially on real-life medical dictations. In this profession, time is money and efficiency is vital.Aim to stay at the top of your game in all professional and personal avenues and you’ll be primed to become a sought-after and marketable medical transcriptionist!5 Ways to Maximize Your Effectiveness as a Medical TranscriptionistRead More at www.careerstep.com

14 Popular Fantasy Tropes (and How to Revitalize Them)

14 Popular Fantasy Tropes (and How to Revitalize Them) 14 Popular Fantasy Tropes - And How to Make Them Feel New Again Fantasy tropes, like any other type of literary trope, are recurring images, themes, or devices that are used to the point of being common conventions amongst its genre.When writing a genre  such as fantasy  (with such well-known concepts), authors often feel the need to straddle a fine line: include too many tropes and readers will get  dà ©j vu; don’t include a single clichà © and you risk losing readers who have come to expect certain themes and touchstones from a fantasy novel.The thing is, conventions commonly crop up in stories because most of them contain some element of universal relatability - and people enjoy the familiar. Even the best fantasy novels make use of tropes.So embrace the balancing act by acquainting yourself with some of the most popular fantasy tropes out there, and by learning how to prevent your characters, plots, and worlds from becoming a complete clichà ©. 14 popular fantasy tropes - and how to make them feel new again. Character tropesAt their heart, all stories are about characters who represent some aspect of human nature - and fantasy is no exception. Many novels in this  genre feature  archetypes, which is not necessarily a bad thing - so long as your characters' development aligns with the narrative arc and doesn't rely on clichà © pitstops.Tropes: we love to hate them and hate to love them. What are some of your favorites, or most eye-roll-inducing fantasy novel conventions? Let us know in the comments below!

Creative Writing Proposal Assignment Example | Topics and Well Written Essays - 500 words

Creative Writing Proposal - Assignment Example I will portray Tamara as a sensible girl with average looks, with maybe one or two outstanding features besides the fact that is a traditionalist. Her unusual knack to be cool, calm and relaxed makes her the voice of reason to her parents and even her friends. Aside from her family Tamara has a social life which she builds up gradually from her high school and university life. Most significantly there is Agatha, whose previous life was ‘dark’ until the day she became a Christian, she is very religious but does not judge Tamara because of her religious believes. On the other hand there is Rajab. He is a young Muslim man living with his Brother Yusuf. They fight a lot because Rajab does not pay much attention to his religion unlike his brother. And they are both secretly attracted to Tamara. I think I will want to portray Rajab as a comic for two reasons. One is to break the whole intensity and monotony of having religion as a theme and secondly to widen contrast between h im and his brother. Though based in Birmingham, I will do a number of researches on Ethiopia, to know their culture in terms of religious practices, their social life and cuisine. This is important because the main characters family is originally from Ethiopia.

What is it to Write an Essay Like Writing?

What is it to Write an Essay Like Writing?Is writing an essay like writing? It's the question you probably always asked yourself as a child, but do you really know what it means to write a lengthy essay? You'll find that you're not alone in this, as many people ask themselves that question over again. Here's what you need to know.So, what is it to write an essay? The short answer is simple, it's a collection of facts or information about a particular topic. Most writing courses teach us this through story telling, but we have to be aware that we're really just concentrating on facts.There are several methods to write an essay, all of which involve first forming a topic and then using a format to write your essay. If you've ever tried to write a book in a chapter-by-chapter format, you know how difficult it can be. Your points in this case are equally important, and in fact, you have more than one way to write an essay.I'm sure that you've heard of the various methods, such as: The Wa llace method, The Kipfer method, the Half-Million Method, and the dozens of others. How does each one differ from the other? Well, keep reading.The Wallace method: Basically this is the first method and is usually used for writing practice and short essays. This method focuses on a section at a time, leaving out everything else in the same paragraph, and concentrates on presenting facts and allowing your audience to form their own opinions about the subject. It's easy to write, easy to read, and has the advantage of being very motivating.The Kipfer method: The Kipfer method has been around for a while now and has become quite popular. This method uses a split-screen format, or split up your topic into two sections. This type of essay is easier to write because you have less writing to do overall, so you don't have to try to make up dozens of sentences to get across your point.The Half-Million method: Another method, you will generally find that most literature courses teach this as a model for an essay. This is the most commonly taught style of essay and is the most straight forward to learn. The most obvious difference with this is that you present two or three points instead of one, and you must organize them in a logical manner, making your points obvious and concise. If you are able to use this method correctly, then you will be on your way to an excellent essay.